Helping You Make Informed Financial Decisions

Q: When buying a piece of real estate, will I be required to put money down?

A:
As a general rule, we recommend homebuyers plan for a down payment of 20–25% of the purchase price. However, there are situations where a smaller down payment—or even no down payment—may be possible depending on the type of loan and your financial profile.
Contact one of our local loan officers to review your options and find the best plan for your needs.

Q: How can I improve my credit score?

A:
If your credit score is less than perfect, don’t worry—there are ways to improve it! Our loan specialists can help you create a budget and financial plan to start rebuilding your credit. With time, consistency, and the right guidance, you can work toward achieving a great score.
Reach out to your nearest Magee Financial branch, and we’ll help you take the first step.

Q: What types of loans does Magee Financial offer?

A:
Magee Financial offers a wide range of loan options designed to fit your unique situation, including:

• Personal Loans

• Home Improvement Loans

• Real Estate & Mortgage Loans

• Debt Consolidation Loans

• Vacation & Holiday Loans

• Wedding & Special Occasion Loans
  Every loan is reviewed and approved locally—by people who understand your needs, not a computer program.

Q: Do you only lend to people with perfect credit?

A:
Not at all. We believe that everyone deserves the opportunity to improve their financial situation. Magee Financial considers more than just your credit score when reviewing applications, and we’ll work with you to find a loan solution that fits your circumstances.

Q: Can I apply for a loan online?

A:
Yes! Our online loan application process is quick, secure, and convenient. You can apply from your phone, tablet, or computer—anytime, anywhere. Once submitted, one of our local loan officers will contact you to complete the process and answer any questions.
👉 Apply Online